Medicare brokers can help people navigate all coverage options

Just as your health care needs can change from year to year, so do Medicare plans. Not all plans offer the same benefits. Annual Enrollment is a chance to review Medicare coverage options. 2023 brings some new choices in Southern California.

Are you tired of being in an HMO? Are your supplemental payments becoming too much? Then you might want to look into the new PPO Advantage plans. Here are some things to consider when shopping for Medicare Coverage.

1) If you have an Advantage Plan, check if your doctors are in the network.

2) Are your prescriptions on the plans list of covered drugs?

3) With historically low Advantage Plan premiums, be sure to consider the plan’s deductibles and other out-ofpocket costs that factor into the plan’s total cost. If you feel you need help, call a Medicare broker. At no cost, they are able to review your needs and apply them to the plans you are considering.

They are here to help people navigate the different plans to find the right fit for you.

This article was submitted by Sandra Teel, a Medicare broker who can be reached by calling (657) 204-4224 or (909) 856-9379.