You may be surprised to ….

You may be surprised to see what’s available these days!

What’s your health like? If this pandemic has taught us anything, it’s that our health can change overnight. If you’ve had any changes in your health, like a new diagnosis, it’s worth comparing plans. There are some out there designed just for people with certain conditions, like diabetes or heart disease.

What medications are you on? Most of us are taking generics, which are less expensive. But if you’re taking any brand-name drugs, be sure to compare plans’ formularies. A formulary is a list of copays for medications. And each health plan has a different formulary— confusing, right? It’s worth putting in a little time, though, because you could save a lot of money next year.

You don’t have to go at this alone. Health plans hold meetings throughout this season to share their benefits information. These meetings are a great way to ask questions and get help in understanding what you need. There are also independent licensed agents who can help you compare multiple plans at a time.

AEP starts tomorrow (Oct. 15) and runs until Dec. 7. If you do enroll with a different plan, it won’t be effective until Jan. 1.

So use these eight weeks to your advantage and get next year off to a good start.